Bidswamp.com uses 256 bit Verisign Secure Sockets Layer (SSL) encryption technology to encrypt your Personal Information. When
you enter Personal Information, this data is encrypted (ie: made
unreadable) BEFORE it leaves your computer. We do not collect your
credit card details under any circumstances. As a further
precaution, personal information not available for public viewing is
only accessible by those Bidswamp employees who we reasonably believe
need to have access to such information for the purposes of undertaking
their duties. Along with our SSL protection, you should also guard
yourself against third parties participating in identity theft, online
fraud and Phishing. We have provided some information in this section
to help you keep your computer secure and to help you avoid becoming a
victim of fraud.
Guard Against Identity Theft
Identity
theft is a crime which occurs when someone obtains your personal
information and uses it to impersonate you in order to steal money or
obtain other benefits.
When you register with Bidswamp, you
provide us with valuable personal information. Before you register and
start trading, you should read these handy security tips to help your
personal information stay safe:
Trusted Websites:
only make purchases on trusted websites and use reputable payment
processors such as Paypal or Google Checkout. Before transacting on any
website, make sure the website uses an SSL certificate. If you receive
an error or warning message about a website’s “certificate”, do not
transact over that website.
Password:
use different passwords for every online account. The password should
be unique (recommended random combination of letters and numbers).
Change your password regularly (at least every three months).
Giving out your details:
never send your username and password or bank account details by email.
Never give out your Bidswamp username and password to websites outside
of Bidswamp.
Computer Security: make sure your computer security (eg: anti-virus, anti-spam) and operating systems are fully up to date.
Network Security:
if you have a wireless network you need to keep it secure. An unsecure
network allows hackers to gain access to your files in seconds. The
manual for your wireless router should advise how to lock your router
and encrypt your information. Your usability will not be affected but
it will help to control unauthorized access to your personal
information.
Emails:
never download email attachments from persons you don’t know and beware
of Phishing (fake emails) and spam (junk emails). Spam can come from
Phishers and can also contain viruses called Trojans which penetrate
your computer and send your information back to the person who created
the virus. To reduce junk emails, you should install spam-filtering
software or ask your internet/email provider whether they can add
spam-filtering to your email account.
Monitor Your Credit:
keep a check on your online account statements for any suspicious
activity. Also, American users can obtain a free annual credit report
at AnnualCreditReport.com. Australian Users may obtain a My Veda Alert
credit report from Veda Advantage at mycreditfile.com.au for a yearly
fee. These reports keep you alerted if there are any changes to your
credit file (eg: if someone has opened new accounts under your name).
Online Organizers:
never provide your passwords or account information on/through online
applications such as calendars, organisers and to-do lists. These
websites don’t provide the same security as banking websites.
Banking Alerts:
ask if your financial institution allows you to set text or email
alerts for transactions or certain activities on your account. For
example, requiring you to enter a code that has been sent to you via
SMS before allowing a transaction to proceed online. These security
precautions help prevent, and also help you discover unauthorized
access on a timely basis.
Optional security questions:
it’s advisable to use questions that don’t require answers which are
available on public record. For example: “what’s your favourite food”
rather than “city of birth”.
Public computers:
never save personal information on public computers. If using a private
account on a public computer, never save your login information
(username and password) and always remember to log out. Do not use
these computers for online transactions.
If you believe someone has stolen your username and password on Bidswamp, contact us immediately.
If
you suspect your identity has been stolen online, contact your local
police, your card issuer(s) and your national credit reporting agency
immediately. For example Equifax, Experian and TransUnion in the United
States or Baycorp Advantage in Australia.
For more information,
you can visit the Office of the Privacy Commisioner at privacy.gov.au.
To view their 10 Steps to Protecting Your Personal Information Brochure
click HERE.
Trading Fraud
As with any commercial marketplace, fraudsters can be attracted. Here are some tips to protect you from fraud:
Fraud by Sellers:
Ownership:
All Sellers at Bidswamp are required to either be the legal owners of
the Website or be authorized by the legal owner to place a listing. You
can use domaintools.com to determine the domain registrant and find out
a little more about the domain. However, this will not confirm whether
the Seller is the actual legal owner of the Website. There is a chance
that the Seller may impersonate the legal owner. To determine whether
the legal owner has listed the Ad Space for sale, we suggest you visit
the website where the Ad Space is found. We encourage Sellers to
display a banner stating that the Ad Space is up for auction at
Bidswamp. If no such notice is displayed, you should contact the owner
via their “contact us” page on their website to confirm the Ad Space is
actually up for auction at Bidswamp.
Payment Method:
only use secure payment methods such as PayPal where transactions are
traceable and account information is hidden from Sellers. Don’t succumb
to a Seller’s requests to use payment methods outside Bidswamp
(particularly Western Union or MoneyGram transfers) as they can be
unsecured and untraceable.
Outside Trading:
Never trade with a Seller outside the Bidswamp website. There is no
opportunity for you to leave feedback and no opportunity for us to take
action against the Seller.
Seller’s Reputation: always check a Seller’s reputation profile before bidding or buying from that Seller.
Terms & Description: before making a bid or buying Ad Space, examine the description and the Seller’s terms & conditions.
Only sellers control their Ad Space:
we don’t have any control over a Seller’s Ad Space. Don’t believe a
Seller who states that they are waiting on Bidswamp to approve
placement of your Advertisement.
Personal Information:
be careful when disclosing personal information to a Seller. Always ask
their privacy practices and policies and don’t give out more
information than you need to.
Fraud by Buyers:
Placing the Advertisement: we suggest you don’t place the Buyer’s advertisement until you receive cleared payment.
Payment Method: use secure payment methods such as PayPal where transactions are traceable and the Buyer doesn’t see your account details.
Outside Trading:
never trade with a Buyer outside Bidswamp. There is no opportunity for
you to leave feedback and no opportunity for us to take action against
the Buyer.
Personal Information:
be careful when disclosing personal information to a Buyer. Always ask
their privacy practices and policies and don’t give out more
information than you need to.
Computer Security
Here are some helpful tips to make your computer and information difficult for hackers to penetrate:
Password
At least 8 characters long
Mix upper/lower case characters and numbers and symbols
Keep all passwords hidden and private
Change passwords at least every three months
Never use plain dictionary words, pet or family names or even special dates such as birthdays or anniversaries.
Remember
that hackers can test hundreds of dictionary words per second, making
passwords with dictionary words easily penetrated.
Keep different passwords for separate online accounts.
If the length is restricted, use something random like “Ah3fBp9”.
Software Updates
Select
automatic updates for your operating system and all other programs you
have installed and devices such as routers, phones, PDAs.
If a program doesn’t offer automatic updates, you should regularly check with the program website for new versions and updates.
Security Software
You
should use a personal firewall, anti-virus, anti-spam filter and
anti-spyware software. Ideally they should be automatically updated.
You should also check their signatures or definitions are current.
Security Hardware
You
can further protect your computer by using a hardware modem / router.
This gives the computer or your home network a private (rather than
public) address.
A modem / router that includes a Stateful Packet Inspection (SPI) firewall is desirable.
Disabling the UPnP features is recommended.
User Accounts
When accessing the internet or reading email you should run as a non-privileged user (ie: without “Administrator” access).
Only
use your Administrator account when required (eg: to install software
or configure security settings), not for general every day use.
Emails
Be careful and always be on the lookout for suspicious emails.
If you don’t know the sender, don’t open the attachment.
Be careful when clicking on a link within an email, it might be diverted to a virus.
Beware of Phishing (fake emails).
Never give out your personal details such as bank account details or username and passwords over email.
Turn off the preview pane.
View email in plain text.
If you want to transact over a website, type the URL into the address bar rather than following a link found in an email.
Wireless Networks
Disconnect the adaptor when not in use.
Enable WPA2 encryption (WEP is not adequate).
Only allow a set of MAC addresses.
Don’t broadcast your SSID.
Fake Emails (Phishing)
Phishing
is a method fraudsters and hackers use to obtain your personal
information and to infiltrate your computer. Phishing works by sending
random persons emails pretending to be from a reputable website, such
as your bank. They may look genuine and usually have a link to a fake
website which looks authentic.
Phishing emails ask you to
provide personal information or to log in to the website. Once you
provide your personal information, Phishers may get access to other
personal information including your bank account(s), they may steal
your identity and obtain access to any or all of your online accounts.
The links provided in Phishing websites may even install viruses on
your computer.
Identifying Fake Emails
Here are some tips to identify Phishing emails:
Look for a generic non personalised greeting;
Encouragement to take immediate action;
Grammatical errors;
If
the address of the website is different to the address of the genuine
website. Please note that phishers use very similar addresses. For
example:
https://www.bidswamp.com/login/ (being the authentic registration page of Bidswamp)
Examples of fakes:
http://www.bidzwamp.com/
http://www.bidzwamp.com/login/
What do I do if I think an email is a fake?
Do not reply to emails that ask for personal information.
Do not follow any link on the email. Rather, type the authentic address into your browser to enter the website in question.
Contact
the person who is being impersonated either by telephone or by typing
their authentic address into your browser (don’t follow the link in the
email and don’t reply to the email).
If the email is from someone impersonating Bidswamp, forward it to security@bidswamp.com.
What do I do if I already provided my information?
Take immediate action
These steps apply if:
You have provided personal information in response to a fake email or fraudulent website; or
You feel someone has hacked into your Bidswamp account.
Steps to Take:
If you feel your account has been compromised, check with your friends or family if they’ve made any changes.
Try to log in to your Bidswamp account and change the password immediately.
If you CANNOT log in, it is highly likely that your Bidswamp account has been compromised. Follow these steps:
Immediately
change your personal email account password (if a hacker has access to
your email account, they will have access to your Bidswamp account. So
you need to ensure your email account is protected. The email account
password must be different from your Bidswamp account password.); and
Click HERE to retrieve your username/password (we may temporarily suspend your account for your protection. We can also help you remove unauthorized bids and listings).
If you CAN log in, follow these steps:
Immediately
change your personal email account password (if a hacker has access to
your email account, they will have access to your Bidswamp account. So
you need to ensure your email account is protected. The email account
password must be different from your Bidswamp account password);
Immediately change your Bidswamp password in your Member’s Area;
Report the details to us immediately so we can take necessary steps to protect your account: security@bidswamp.com; and
If
you have provided financial information, contact your bank or financial
institution to freeze any accounts or credit cards you feel may have
been compromised.
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